Why does car insurance have to cost so much!?

Why does car insurance have to cost so much!?

I just don't understand why, I have no tickets, no violations, no accidents, and an active good standing license. I've gotten three quotes for a '14 toyota camry and all of them are like $550 a month! That's two times more than my lease payment!

 

BEST ANSWER: Try this site where you can compare quotes:car4insurance.xyz

 

RELATED QUESTIONS:

 

 

What is the cheapest auto insurance?

What is the cheapest auto insurance?

 

 

Should I report my small fender bender to my insurance?

so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.

 

 

What is the best medical insurance to get that is affordable?

What is the best medical insurance to get that is affordable?

 

 

What insurance comapnies are best?

I just bought a 2007 Toyota Corolla, and am trying to find insurance for it. I've been researching different companies and getting quotes on insurance. So far Geico and AIG are the best. Are there any others that people recommend?

 

 

Cheapest car insurance for a young driver?

im 20..i own a car. no tickets and no accidents i have had my license for a yr and half where can i find the cheapest car insurance?

 

 

Car insurance problem?

yesterday crashed my car into the back of a young man in an old Y reg ford escort no damage to his car just a loose exhaust which i am giving him money to get fixed. But my car Y reg Peugeot 206 1.4 quicksilver, the bonnet has gone so will have to buy a new one. if i go through insurance to get my bonnet done will it affect my annual insurance cost? at the moment it is 800 how much do you think it will go up by. by the way i am only 18 this is my first year of driving under my mothers policy.

 

 

Shouldn't Pres. Obama step up to the plate and tell them he just wants affordable insurance for all now?

Tell em to screw the lobbyists, so what if the health care lobbyists payed the House and Senate members over $500 million last year, I mean donated that much to them. They will have to wait, but people are dying now..

 

 

Question about general car insurance?

I'm doing a Statistics Lab based off car insurance and i'm a little confused. I'm supposed to make a statement to my boss about charging higher or lower car insurance based on the rating the cars get. So, for the larger, and safer the car is, should I tell my boss to RAISE the insurance prices, or lower the insurance prices? I'm a little confused on the correct way to do it? Safer = Higher insurance or lower insurace? and WHY?!?!?

 

 

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

 

 

Can anyone recomend some cheap insurance companies for drives who have completed pass plus?

I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!

 

 

How much is small business insurance?

Hi I am doing a project for school and I was wondering how much insurance is for a small business. It will be a temporary food vendor. I am looking at owner, liability, product liability, and auto insurance. I just need an estimate if you could help. Thanks!

 

 

In Las Vegas, do you have to have car insurance in order to drive? Is it required.?

Do you have to have car insurance to have a license?

 

 

Health Insurance Help for Visitors?

my family is visiting us in california and need medical visit. they have visitors insurance which says that we need to pay for our visit now and they will evaluate and reimburse us. do these insurances reimburse anything and everything? what is a hospital/clinic to visit for visitors around southern california? how is kaiser?

 

 

Will the car insurance go down?

I got into a car accident and I'm on my mother's insurance. I know the insurance will be raised. I was wondering if her insurance would go back down if i was taken off the insurance? Can anyone help?

 

 

Keep until expires or cancel car insurance?

My car has broken down for the last time. It is very old (1998) and very high mileage. I am deciding to sell it for parts and what I can get rather than sink any more money into it. Point of negative returns. I will be going carless for some time, taking the bus and using a car share program. That is just background though. Hoping to save the money, pay off other things and raise credit score to possibly qualify for a brand new one in the future. My question is about the auto insurance. I just renewed at the beginning of the year. So I have about 4 months left before the policy is done. I am making monthly payments. If I cancel now, will I still owe them for the entire policy amount - (can they come after me for it?) Or does it look better (when I go to get insurance in the future) that I keep paying on the policy until it expires in a few month (just not renew at that time). I don't want to spend money needlessly. However, I also want the best (least expensive) insurance rates when I need it in the future, and a good track record. Can anyone (especially if you are in the insurance industry) give me the straight scoop? Thanks and much appreciated.

 

 

Ford Mustang for a 21 years girl?????

Hi I'm thinking of getting Ford Mustang 2007 but Im a 21 years old girl.. so you think how much the insurance would be?? cuz my friend told me since its a sport car. it might be around $200 a month :(

 

 

Car insurance help?

Is it possible for you to put someone on your car insurance plan like to add a person on? Make sence?

 

 

Where can I find cheap car insurance for Manhattan?

I recently moved to Manhattan and had to bring my car. I had plan on selling it, but with no luck. So now I have to keep it and now I have no insurance. The car is in storage right now. Can anyone suggest a cheap insurance company to me. I have gotten quotes from Geico, Progressive, All State, State Farm, Nationwide, who all either denied me for a lapse I have had or they cost twice as much as my car payment. I know that I am reaching for the stars.

 

 

Where to Find Really Cheap Health Care Insurance?

I know a lot of sites that offer health insurance, but need to know really cheap health care insurance.Thank you in advance.

 

 

Medical Insurance too expensive?

Currently I am paying $514.03, every WEEK to cover my family of four. Our employers do NOT cover a huge chunk of the costs. I am completely ignorant to this new Obamacare, but I am also starting to learn about it. The only thing I seen happen with Obamacare is yes my insurance got better and stronger (Open Network), but it also increased over $200 a week. I am not kidding it is about $2,064.00 a month. I can't afford to go to the Doctor and pay the Co-Pays because of my weekly payment!!!! It almost seems better for my husband to lose his job and we can collect welfare/medicaid! What is out there for us? Please don't tell me to shop around because I have and its very expensive. I can save $50 and some even increased over $100. Nothing in our medical history to cause expensive insurance either. What does Obamacare do for this situation? Who can I call to get some help?

 

 

I need braces on my teeth but i dont no have Insurance that cover it what can do do help?

i really need braces for my teeth and my health insurance wont pay for it. i am 21 and my teeth are crooked and is in my way. i do get SSI but i wanted to know what can i do because Braces cost to much money.

 

 

Saw a ins Discount for driving less than 40 miles a day?

Saw an insurance discount for driving less than 40 miles per day to work

 

 

Cheapest car insurance in florida?

i am looking for a good and cheapest car insurance in Florida...Help plz

 

 

I am buying a used car from a private party. What do I need to do before and after buying the car?

Before: carfax, test drive, mechanic check... anything else? After do i need to register it in my name to my state dmv within a certain amount of time? I talked to my insurance ...show more

 

 

Where can I find cheap auto insurance after a DUI?

I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22?

 

Why does car insurance have to cost so much!?

I just don't understand why, I have no tickets, no violations, no accidents, and an active good standing license. I've gotten three quotes for a '14 toyota camry and all of them are like $550 a month! That's two times more than my lease payment!

 

Does the colour of a car affect insurance rates?

I mean we all know that the obvious differences between certain cars like the engine size and performance, make of car, year of manufacture etc all affects the insurance cost but does the colour make a difference too? Someone said to me that darker coloured cars like black cost more to insure on that basis than lighter coloured ones like white or silver is this true?

 

 

Car Insurance (Geico) ?

My parents don't have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000

 

 

What is the cheapest insurance for an 18 year old driver to get?

i dont have alot of money and need the cheapest insurance possible, that covers things somewhat. thankyou!!!

 

 

What are the cheapest cars to insure when 17-18 and just passed driving test?

WIll be passing my test soon and would like to know what car i could get to get me about without being through the roof expensive.

 

 

Got in a car accident driving someones elses car, they had no insurance.?

got in a car accident driving someones elses car, they had no insurance.im 26 ive never been in any trouble and have a clean driving record. i was terrified and i left the scene and got cought, whats going to happen at court?

 

 

Car Insurance for Teen?

I'm 16 years old and before my dad buys me a car, I have to have enough money in the bank for car insurance. (I've gotta pay for it.) I think I qualify for a discount since I'm, like, an A- student. Let's say... I get a 1999 Honda. Any quotes?

 

 

Car insurance with teenagers.?

My mom and I have been checking around for cars to buy because I have a scholarship and one college class right now, and I need the transportation so that I can go to study sessions for the college class, and to the meetings for my scholarship. We really don't have a lot of money. I work but only on Saturday because of school. My mom has Progressive right now and she checked how much it would be to have me and a new car on the insurance and it is a whopping $500 a month (her, her truck, me, and my car included).. We need an insurance company that isn't going to cost us a 1/4 of our income. At first we were looking at older cars under $2500. Then my mom was thinking it would be better to get me a new car with good gas mileage so she wouldn't have to worry about me being safe and not breaking down on the side of the road... But we can afford a new car, not with our down payment. The monthly payments are too high. So now we are going back to the older cars, and if we have a fully paid for vehicle, I am sure the insurance won't be as high. But here it, I am 16 years old, took driver's ed and have an insurance waiver that is supposed to bring the insurance down 10%. I also have good grades, a scholarship, a job, etc.. These things should look good to the insurance and bring the cost down.. I am safe driver as well.. Not driving far daily at all. Basically back and forth from school and to those meetings and study sessions every now and then. Any suggestions as to what car to look for and what insurace company we should go with? Thanks, in advance.

 

 

How much do you think my insurance will cost for my car?

I'm 16 and a female. I'm getting my license in a few days, and my parents are going to add me on to the insurance list. We've never had any accidents, except my dad, but someone hit him on his motorcycle, it wasn't his fault. My car will probably be made around 1998-2008. We have Allstate. What's your rough estimate?

 

 

What is the best affordable health insurance plans?

I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

 

 

Im 17 how much would insurance be for an an Infinity QX56 2013? Its fully loaded and costs $80,470.?

I want one so bad!

 

 

Whats a cheap car insurance company for young adults?

Im 19 and im looking at buying a honda civic si 2006 right now im under my moms insurance and im paying 140 for liability only and ive been looking around and all i see is $300 and up for full coverage on a finaced car. I need a cheaper insurance company im a female and i live in florida if that helps.

 

 

How can I sort out this car insurance issue in the UK?

I've been living in the UK doing some studies for 3 years. When I came to the UK, I didn't know how to drive a car. Also, I found it difficult to pass the driving test in the UK and afford private driving lessons. Few months ago, I went for a 3-month holiday in my original country, Egypt. There, learning how to drive is much easier and less expensive. Besides, issuing a driving license is not so difficult as the theoretical and practical tests are not so complicated. Therefore, I decided to learn and get a national license. Based on this license, I could issue an international one from Cairo that allowed me to drive in some countries one of which is the UK. However, when I returned to the UK and decided to by car, I found a proper one for 550. I decided to buy it, but I was asked to go online to get a quote from a car insurance company. I spent the whole night trying all the websites that my friends told me about. The shocking fact is that many of them refused to give me a quote because I hold an international license, not a UK one. Even those websites which accepted that requested a huge amount of money (i.e. not less than 1, 200-1, 600) which is much higher than the price of the car itself. I wonder if there's a way to sort this out or if there's any alternative solution that saves money for me. I don't want to go through any further driving tests in the UK. Also, I don't want to provide wrong data (e.g. having a full-UK license). Your suggestions are highly valued (serious answers please as I really feel down!). Thanks so much in advance!

 

 

Car Insurance Quote so high?

I'm an experienced driver here in Ontario Canada. I'm 26 years old and own a full G level driving license. My record is clean. I'm looking to get my first insurance coverage, with a used Toyota Sienna CE 2005. I would be the sole owner of the vehicle and only driver for the most part. Wont even be driving too often. However, I got two quotes and they are outrageous. about $350 a month for only liability coverage and the other even more. How come a clean record first time insuree ca get such bloated quotes?

 

 

Insurance Agent has different names?

Most insurance companies use agent or agency for their representatives. Is there any other word insurance companies use for their representatives?

 

 

Help with life insurance?

Term insurance is recommended over whole life insurance for most people. If you, too, choose term insurance, how might you then provide a long-term savings for yourself since term insurance has no savings plan?

 

 

Where's the cheapest place to get car insurance?

I'm a new Driver, passed nov 2010, i'm 27 and female... wanted to know if anyone could advise me on the best place to get car insurance on a KA 1.3... Tried the price comparison sites but they are all 1200+ Thanks

 

 

Where can I find affordable homeowners insurance?

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them......I don't have a car.

 

 

Affordable, good health insurance in Georgia?

I buy my own health insurance. Currently I am being ripped off by Blue Cross Blue Shield! They suck and they are very expensive. Anyone know a better health insurance that is not too expensive? I am a 27 year old female that makes $300 a week (just got laid off to part-time)

 

 

How much is insurance for a teenager?

hey i wanna buy a car, and im about to get my license. i just wanna know what the average price is for my age. im turning 17, and i want a 2002 firehawk trans am..yes i know i shouldnt get it, i should get a honda civic lol. but ive saved up and i want it. i just want to know the average price. my mother has geico and im a guy. if you could give me a estimate for every month or every couple of months it will cost for a trans am also how much cheaper it will be if i got the cheaper car. much thanks!! i also live in new jersey if that helps.

 

 

How much will my car insurance be when I get this car?

well i am 19 years old and I am finna purchase a 2003 blue mustang convertable?

 

 

What are the cheapest cars for car insurance in England?

What are the cheapest cars for car insurance in England? I am just about to pass my test and don't care if the car looks like a piece of ****. I want it to have cheap car insurance. I'm thinking Peugeot 206 or something but I have no idea about cars? Thanks guys.

 

 

What can I do about car insurance from another state? PLEASE HELP!?

Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?

 

 

Nice cars with out the insurance?

first off what is the difference between a normal cars insurance and a luxurery car like a ferrari.second, i have $100,000 and im looking for a nice fast car, but i dont want to buy a ferrari or sumthing cuz of the insurance is a lot higher i heard. i was even thinking about buying a 2009 ford f150 and souping it up with rims and everything but i'd rather a car thats really nice. does anybody have any ideas for a nice fast car with normal insurance?

 

 

Insurance on lancer oz rally?

i was looking and found a nice 2003 lancer oz rally i want to buy. I am 17 years old and i was wondering how much it would probably cost on insurance. Currently i am on my parents plan and am a primary on our van but we are selling it to buy a car. Also is the oz rally a good car? I am into the kind of rally style car and i love the lancer look.

 

 

Is there affordable insurance that covers pre-existing pregnancy?

My friend lost suddenly in a car wreck a couple weeks ago. Days later she found out that she is expecting. Cobra coverage through his insurance company is over $600 monthly. She is having a hard time finding insurance with her pre-existing condition. Does anyone know of an insurance company with reasonable rates that would be willing to cover her?

 

Why does car insurance have to cost so much!?

I just don't understand why, I have no tickets, no violations, no accidents, and an active good standing license. I've gotten three quotes for a '14 toyota camry and all of them are like $550 a month! That's two times more than my lease payment!

 

Pregnant: no insurance?

i just found out that i'm pregnant. it was a surprise. i don't have insurance. what can i do? i am over qualified for medicaid, barely. my husband is a police officer. to give birth at the hospital it will cost $7180. i called maternity card but they are very expensive and my doctor already said he doesn't deal with them. does anyone have any solutions? i really need an answer. thanks!

 

 

How's health insurance in london?pls help?

i was diagnosed with some major illness in the US and have no insurance cant afford paying for it.i heard the health insurance is free in london, is it possible to move there for recovery? if so how long would it take me to get accepted as immigrant and fully recovered?

 

 

Cheap car insurance in uk?

i am looking for cheap car insurance, the problem being i am 25 past my test nearly 2 yrs ago, need to be fully comp, and own a citroen which is an 02. most insurance comps want 2000

 

 

I need a new credit card so I can pay my car insurance.?

Can I get a new credit card then pay my 400+ car insurance with it and then be able to pay it off gradually without having interest rates added to the bill? The cards say 0% interest for the first 9 months BUT they then say if you pay your credit card bill in full you don`t have interest on it. What does this mean if it already states you don`t have interest for the first 9 months anyway? It doesn`t make sense, none of it.

 

 

Were can I buy cheap insurance to reg a 1966 Vw bug?

I live in daytona florida

 

 

I need motorcycle repair dealer insurance?

I have a harley repair shop.I am looking for shop insurance in the state of MO.

 

 

Nearly 16, in southern England and wanted to know average insurance cost on 50cc motorcycles.?

I'm 16 in a few months and my parents are giving me 1600 for my birthday and I am allowed to get a motorcycle, i have done some research like bike prices, what cc I'm allowed and what kinda make/models I want.. I was just having trouble finding out average insurance prices people get, I live in the southern countryside and there is not much theft in my area, I wanted to know how much money I would spend roughly, so if I needed to add on more to my b day money, around how much should I save up.. Thanks guys :)

 

 

2-door and 4-door car insurance?

I'm considering about buying a new honda civic car . I heard somebody say that 2-door car's insurance is always more expensive than the 4-door one. is that right ? (remember that the 2-door car and the 4-door car have the same features,machines) And how they calculate the amount of my car insurance? What do they depend on?

 

 

Driving someones car without insurance?

If you drive someone elses car and that person has insurance but not you, and you get ticketed. do you also get ticketed for driving without insurance. is it possible to drive someones car without you yourslef buying car insurance? btw this is in dallas, texas

 

 

Lowest insurance with DUI, California?

I just need to find out from real life members I did some checking around with the big companies and found out that Nationwide was cheaper Me 38 with the DUI my insurance went from $70 bucks to $89 a month. I think that is high and I only have the state minimum, which in California the department of motor vehicles pounds you. Anyone else can recommend someone cheaper. Before I checked with Geico, Allstate, Farmers, AAA, and Progressive, 21st century all liars. Also I know what happen Im taking responsibility so NO NAZI MADD responses.

 

 

I was denied homeowners insurance by state farm, are there any companies that will insure me?

I made 3 claims 12/18/09 amt. $302, 9/1/08 $0; and 5/10/08 amt.$1302. Allstate has said no as well.

 

 

Hi there!Does anyone have a clue for cheap a car insurance?

i got my licence since june last year ,in november 2009 i bought a vw golf mk3 1.6 manual and i got it insured with swiftcover for 154 a month now the insurance is due for renewal and they send me a new quote for 138 a month,wich i think is still a bit too expensive! PLEASSE HELP!!! THANKS

 

 

My brother got my friends car and got stopped for dwi and the car now is impounded. But the insurance?

But the insurance is under my friends brothers name cuz my friend dosent have a licence and his brother is not here. but i got a license what can we do to take the car out??

 

 

What would be a great (cheap) beginner motorcycle for a 16 year old?

I have been looking at a 1982 honda nighthawk 450 with 13k miles on it tht was in decent shape tht i could probably get it for 900$ (and i found out insurance would be 125$ a year).....i want to broaden my search and i was wondering if there are any other bikes out there that are good beginner bikes that are cheap (not AT ALL more than 1200$)

 

 

Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?

HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more

 

 

Around how much would insurance cost for a 17 yr old girl - im from the UK, buying a 1999-2000 toyota celica?

All appropraite anwers please, stupid answers are not welcome. Thanks xx

 

 

State Farm Insurance Rate Question?

My dad added a new plan to his inurnace coverage that teh insurance rep told him would only cost him $3 a month. Next thing we know, our premium goes up by about $100. Is there a way to tell if the lady lied about the $3 a month thing and that it really was more like $15-$20 a month? I asked another rep and she said that there was a rate increase.It very well may be a rate increase, but these people just seem so incredibly shady that I'm not putting it past them one second to lie. Perhaps I can ask a different state farm why there was an increase in our bill? Basically, how can I find out for SURE what that $100 increase was for? Without asking the reps we usually go through? Perhaps call the main State Farm branch? Thanks!

 

 

Cheapest car insurance? Don't care if my car gets damaged.?

Hi, I have a really old car that I just want to use to get around town. I don't care if it gets damaged in a crash or whatever, because it already looks terrible. SO, how do I get the most basic and cheapest car insurance? Does anybody know what company will charge the least for insurance?

 

 

How do I show proof of car insurance from USAA?

I'm new to buying a car and everything. I'm 19 and a soldier in the US Army. I started an account online with USAA, but have no physical documents. I plan on buying a car in a few weeks. When I go to the dealer and they ask me for proof of insurance. I haven't actually bought a policy from USAA yet. I only got a quote online and I was planning on calling USAA at the dealership and purchasing a policy over the phone. But how do I actually show the dealer my proof of insurance? Can I call USAA and buy a policy over the phone and then have them verify to the dealer that I have insurance? Can all this be done the way I'm planning to do it? Thanks!

 

 

Car that has cheap insurance and high MPG?

of course, needs to be cheap, or needs to have cheap payments.... I am a student and a mother, so can't be tiny... I am at a total lost. Thanks :)

 

 

NJ Average car insurance for a 17 year old?

i am looking into buying a 2001 Oldsmobile Bravada and i was wondering what people think i would be paying for car insurance, i have tried the insurance quote websites but as im 16 (almost 17) they don't allow me to continue. i appreciate your help! i passed my test with a 90 and took a drivers class with an instructor i also get A-B grades (just in case that helps)

 

 

How much is car insurance for a 16 year old?

Hello. I am a male and I will drive a 08 mustang. none of my parents have caused an accident.

 

 

Liability insurance for few days for road test?

How can I get liability insurance for Driver license road test? I will take the test by car of my friend, cause I have no car. Wherever I called, they are saying that you can purchase 6-month insurance policy. Is there any other way? Or can I purchase insurance then after passing test cancel it without cancellation fee? If you know such a insurance companies in North Carolina, US, please let me know.

 

 

Car Insurance?

Which insurance company do you have that has given you really cheap rates? I'm 22 yrs old, anyone around my age group with cheap auto insurance?

 

 

How can I find a cheap but good dental insurance?

I need braces so I want orthodontics to be included. I am considering family insurance since it usually isn't much more.

 

Why does car insurance have to cost so much!?

I just don't understand why, I have no tickets, no violations, no accidents, and an active good standing license. I've gotten three quotes for a '14 toyota camry and all of them are like $550 a month! That's two times more than my lease payment!

 

Car insurance,if im fully?

If im fully comp on my own insurance, could i buy another car and not pay any more premiums.

 

 

Home insurance wants to raise dwelling coverege?

I purchased a townhome in March of 2013 for $183k in Florida. It is in a 200-unit subdivision that just completed all construction and sold out all last remaining units a few months ago. When I signed up for home insurance, the insurance company set my dwelling coverage to $183k. I told them that it isn't accurate for them to base dwelling coverage on market price because the replacement cost must be lower since market price includes land and profits the builder makes. Long story short, they convinced me to stay at $183 because they said costs were rising and so forth. I decided not to fight it. Fast forward to this year, and now they are proposing to increase the dwelling coverage to $203k (11% increase). Funny thing is that for my exact townhome model, about 20 units were sold in the last year with prices averaging in the upper $180s (slightly above what I paid). I called the insurance company to let them have a piece of my mind, and they told me they use an independent 3rd party company to price the replacement costs. I told them it's BS because it's way above average market price and replacement costs is always below market price. They asked me to send them documents from when I purchased the home that details the construction materials used and upgrades so that they can reevaluate the dwelling coverage. My question is, why is the burden of proof on me to prove to the insurance company that dwelling coverage should be lowered? Why can't they just reduce it to what I tell them to reduce it to? After all, I am the customer who pays for the insurance. If my house is ever destroyed and I underinsured, that's my problem not theirs. I just find it strange that I'm paying for an insurance service and the insurance company decides what the replacement cost is, not me. Even though it doesn't affect them.

 

 

What is the average collision deductible on insurance for a 2005 leased vehicle?

i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance

 

 

How to get auto insurance in Canada without address?

I plan on buying a van and living in it instead of an apartment.How do I get insurance preferably cheap insurance? I'm curious,if one can't get insurance will the police bother one if one tells them they're homeless and have nowhere else to live?

 

 

Anyone know the best insurance companies for young drivers?

I know obviously insurance for the young is gonna get rocket high anyway compared to older people for the same old 'statistical' reasons as always although I don't intentionally drive like an idiot or least intend never to and I do take safety as a big priority and everything, I've passed my test just over 2 years ago with a clean license but still find insurance even for my micra (1 litre 1994 M Reg) costing me a minimum average of 1000 annually, and just below a grand like 900-950ish is roughly the best I've got for my micra from directline but wondering if anyone would know anyone better cost wise? Also why is there so much discrimination against young/new drivers when its actually only the small minority who take the worse of risks and drive like w*****s making it sky high expensive for the rest of us, I can understand it may be statistic but unless u actualy do drive like a so and so I don't see why 'everyone' should be punished with rip off premiums for the sake of the minority number of idiots

 

 

About how much does car insurance usually cost, and how often would I have to pay for it?

About how much does car insurance usually cost, and how often would I have to pay for it?

 

 

How much would car insurance be for me?

I am a 16 year old boy and am looking at 95-99 Honda civic coupes manual transmission. I believe the insurance company is AAA and I'm in southern California

 

 

If you separate from your hubby and the health insurance is through him would I still be covered??

or do I have to get my own policy?

 

 

How much should I be getting paid insurance CSR?

I live in California, I work for a small insurance brokerage that brings in about 6.5 mill in premium. I have been working here for 2 years and have had my PnC license for a year now. I am the ONLY employee in this office. I make 13 a hour, no paid vacation or holidays, no random bonuses, no commission. The company pays my health insurance which comes out to 230 a month. The duties that I do is answer phone calls, policy changes, rewrites, occasional new business apps, renewal quoting, and PDF filing. Im just wondering if Im being taken advantage of or not. Im new to the insurance industry. Thank you!

 

 

Car Insurance and Registered Owners?

I have recently bough a car and I am the registered owner and keeper of the car on the documents. As this is my first car and I am under 26, my insurance quote was very high, so as the car will be driven by me and my boyfriend he is the primary driver and i am the second driver on the insurance policy. Does the primary driver also have to be the registered owner for an insurance company to pay out?!

 

 

What is the average Motorcycle insurance cost?

Not sure if these are necessary but 16 YO Female Probably Suzuki or Honda 2009 CRF Just estimate please. Don't tell me to call Progressive. If you have owned a motorcycle tell me what your price was. A good straight FWD answer. Thanks. Your source would be helpful too for Example- Motorcycle of 4 years Have a Harley

 

 

What type of insurance covers any driver who gets behind the wheeL?

and what is liability insurance and who does it cover?

 

 

UK Cheap Insurance Cars for 17 year old...?

Hello, I am 17 and i have just started to take driving lessons and will soon hope to pass my test here in the UK and then get a car for use to and from college (and if i can gen an apprentice job then to work as well as college one day a week) and some driving for social use (but very very little) and looking for some recommendations for good car for cheap insurance that would not look out of place at college here in the UK. Thanks

 

 

Is additional insurance for teens required in California? (please read further)?

Does a teen driver in California need to be put on their parents' insurance policy even though they're already covered? Here in the DMV handbook under the heading Accidents, Insurance, and Minors it says: If you are under 18 years of age, your parents sign your license application and assume financial responsibility for your driving unless they ask DMV to cancel your license. When you reach age 18, your parents' liability automatically ends. Does this mean a teen is covered no matter what until age 18? Or should they still be added on to the policy?

 

 

How important is having health insurance in usa and why?

Why health insurance has more importance in usa ?Is it mandated in usa?what are the differences in insurance when compared with India?

 

 

What will insurance pay?

If my car is totaled, which amount on the Kelly Blue Book will the insurance base payment on.

 

 

Car insurance confusion?

Ok, I'm 17 and I just moved to Florida with my 18-year-old boyfriend. He just got his license suspended so in a few days I'm going to get my first license here in Florida because I have a job to get to. (I've had my NC learner's permit for over a year) My question is basically, what are my options for car insurance? Can I have my own policy or is my only option to be put on his insurance? Please help!

 

 

Car Insurance for Citroen Saxo?

So i've been looking at cars seeing as im 17 and learning to drive. Well i really like a car ive seen which is a Citroen Saxo 1.1 litre and 2003 model. Round about how much insurance would it be? one of my parents would be on the insurance also and they have no claims. I'm female by the way if that makes much of a difference? Help would b appreciated :)

 

 

Getting married. Will I lose my car insurance if under my mom's policy?

I am living at home now and I am under her insurance policy and the car is in her name. Will they terminate my policy if I get married and move out? Can I put the car under my fiance's insurance even though the car is in her name?

 

 

How much would my car insurance be when I move to california?

I will be 25. I am male and I drive a 2008 Kia optima. Car is paid off. No accidents on my record. (Knock on wood). I want to get the most affordable coverage. So in an estimate, how much am I looking at monthly? I will be living in San Diego

 

 

How does uninsured motorist effect me and the insurance company?

if i get in a car accident with someone that dosnt have car insurance how does this effect me and the insurance company

 

 

Is the auto-insurance claim information shared if I switch the insurance company?

Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!

 

 

Why is car insurance so much money for seventeen year old males?

my daughters boyfreind has just passed his driving test, he has been quoted 5000 for his insurance by car insurers. is this true, or is it a joke.

 

 

How much will insurance go up with PLPD as a teen driver involved in fender bender?

I have a plpd insurance and am a teen driver..got into a fender bender yesterday and was at fault ..how much should my insurance go up?

 

 

What are the risks with Co-signing on a car and putting insurance in my name for a bf?

My daughters father needs a new and wants us to get it together. I would be co-signing on the car and the insurance would be in my name. It would mainly be his car, I would only pay $100/month on the insurance. I'm very hesitant about doing this as a) our relationship is rocky b) he has a bad record...many tickets/fines to the point where he could not get approved for insurance c) I dont want to get screwed over. He's pretty upset that im saying I dont want to, and is complaining that he cant rely on me, but I feel im protecting myself and my credit. So what exactly are the risks, and how can I get him to understand why I'm saying no?

 

Why does car insurance have to cost so much!?

I just don't understand why, I have no tickets, no violations, no accidents, and an active good standing license. I've gotten three quotes for a '14 toyota camry and all of them are like $550 a month! That's two times more than my lease payment!

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